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Physical Damage Insurance (PDI)

Physical Damage Insurance (PDI) provides coverage to repair or replace equipment
in the event of direct physical loss or damage. Most equipment offered by dealers is eligible for PDI.

When the unexpected occurs, you need to know your equipment is protected

Jobsite conditions are inherently unpredictable. That’s why we provide coverage for an extensive range of perils, including Collision, Wind, Theft, Fire, Earthquake, Vandalism, Hail, Flood, Overturn, Vermin Infestation, Tornado, and Ingestion of Foreign Objects, which helps protect your investment, including tubes and tires.

Service Available for:

The Specialty Equipment Advantage

Our Physical Damage Insurance policies are designed for peace of mind and ease of service. There are many advantages for equipment dealers, including:

One-stop shopping for underwriting, servicing and program management
Simple enrollment and prompt claim service
Enhanced coverages specially designed for your industry
Ability to quote simultaneously with Equipment Protection Plans / Extended Warranty
Sell direct to the customer or finance on contract
Licensed dealers can earn commissions on sales and revenue on repairs
Work with a team who are equipment industry professionals

Your customer will enjoy a range of benefits when you partner with Specialty Equipment

Premiums can be financed and are fixed for the term of the policy, terms up to 60 months on new equipment
Flexible deductible options
Broad coverages specifically designed for Agriculture, Construction and Material Handling equipment, including:
• “Replacement cost” on eligible equipment
• “GAP” coverage extension available where eligible Click here to Learn More
Eligible repairs completed by authorized technicians at posted rates using genuine OEM parts at MSRP
Best claims service in the industry

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